DIRECTIVE 2955-12 CLASSIFICATION: PUBLIC DATE: 2955.04.10 RE: CTB Service Expansion Civitas Trust Banking has introduced a new suite of financial instruments available to HLN Corporation affiliates and approved partners. These services support the growing economic activity throughout the frontier. New services: - Multi-system escrow services - Cargo insurance products - Investment instruments for long-term growth - Emergency credit facilities for qualified operators All services backed by the full faith and credit of HLN Corporation. By order of the Board of Directors.