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An HLN Corporation institution Member desk

Member banking
& ship finance

Member desk

CIVITAS / MEMBERSHIP

Join Civitas

Member accounts and ship loans for the HLN Corp community.

Who can join?

You can join Civitas if you have an active HLN Corp, Group or affiliate membership. Use your own UCI account to sign in.

Open your account

  1. Sign in with UCI. Civitas checks your Corp, Group or affiliate membership.
  2. Read and accept the account terms.
  3. Open your account to view balances, make transfer requests and apply for a ship loan.

Your account starts with a zero balance. Deposits become available after a teller confirms that the appointed custodian received your aUEC.

If Civitas cannot verify your Corp, Group or affiliate membership, contact your personnel administrator to check your record.

01

Your account

Your checking and savings balances belong to you. They are separate from your organization’s accounts in ORION.

02

Written offers

Loan costs and repayments are listed in your offer before you accept. Submitting an application does not commit you to borrow.

03

Repayments

Repaid loan principal returns to Civitas’s lending funds, where it can support another member’s loan.

04

Member support

For help with membership, transfers or a loan, contact the Civitas office through HLN Corp and include your account or application reference.

Voluntary member shares

Opening an ordinary account remains free. Share levels record a voluntary balance; they do not buy additional votes, staff permissions or an automatic loan approval.

New share subscriptions are closed.

Level I
5,000.00 HCC
Level II
25,000.00 HCC
Level III
100,000.00 HCC
Level IV
500,000.00 HCC

Existing available shares can be returned to checking under the service and Phoenix controls. A dividend requires a separately funded declaration and independent authorization.

Read the current terms and manage member shares
CU / 01The Civitas charterCU / 02Ship lending standard